2014 MEDICARE AEP

The 2014 Medicare Annual Enrollment Period starts on October 15 and ends on December 07. Okay... so I am a little late this year in mentioning this important detail. On the plus side three weeks still remain in the current Annual Enrollment Period for 2014. Call me for an appointment (315-481-1736) or send me an email (medicare.choices.caz@gmail.com). There is never a charge for a consultation, and with your permission, I may help you to determine a good choice for Medicare coverage going forward and to enroll the appropriate coverage that you choose. Best wishes to everyone for a Happy Thanksgiving!

INTO WHAT CONTEXT DO MEDICARE AND MEDICAID PLAY A PART, WHEN PLANNING A "SPECIAL NEEDS TRUST" FOR A DISABLED LOVED ONE?

A "SUPPLEMENTAL NEEDS TRUST" MUST HAVE A PROVISION ALLOWING A STATE TO RECOUP MEDICAL EXPENSES THAT THE STATE MAY HAVE PAID OUT ON BEHALF OF A BENEFICIARY. The specific recoupable medical expenses may vary from State to State, so make sure you work with your attorney, when and if setting up a Supplemental Needs Trust for your loved one, so that you cover all the bases; make sure that your intent towards your loved one may be carried out in a the ways that you make clear (a) in the Trust, (b) according to your Letter of Intent regarding the purpose of the Trust, and (c) consistent with the laws and regulations of your State!